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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent customer service and a well designed, easy...

Excellent customer service and a well designed, easy to use app. Reviewed on: 5th March 2024

Mineyours

Very easy card to use and a great app Reviewed on: 5th March 2024

Credit card application process and response was sea...

Credit card application process and response was seamless Reviewed on: 5th March 2024

They offered me credit line.

They offered me credit line when every other credit facility required me to have more on my credit score, something difficult to achieve when you haven't been in working for long. Reviewed on: 5th March 2024

Easy to use and friendly customer service

Easy to use. Clear guidelines and excellent customer service. Reviewed on: 5th March 2024

I have never had an issue with using my Zopa...

I have never had an issue with using my Zopa CC Reviewed on: 5th March 2024

Great card

Very quick and easy to apply Great servive Reviewed on: 5th March 2024

Excellent and would recommend to many more

Great for building credit and recommend to many more Reviewed on: 5th March 2024

Credit card

Great experience great customer service. Highly recommend Reviewed on: 5th March 2024

Excellent communication & customer service.

Excellent communication & customer service. Reviewed on: 5th March 2024

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