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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Don’t up overdraft as a valued customer

Don’t up overdraft as a valued customer Reviewed on: 5th March 2024

Easy to apply

Easy to apply, simple application and very quick to get the card Reviewed on: 5th March 2024

Zopa credit card is amazing card.10/10

Zopa credit card is amazing card. Team are friendly, easy to use. Everything prefect. I am so happy have that. Reviewed on: 5th March 2024

Good credit card.

Good credit card. Increase credit limit as at when due Reviewed on: 5th March 2024

Excellent experience

I have had no bad experience with ZOPA, Just excellent advice on my account and give me good advice Reviewed on: 5th March 2024

Best card out there

Very helpful great lay out app is easy to download Reviewed on: 5th March 2024

Zopa are great as they don't just give out unrealist...

Zopa are great as they don't just give out unrealistic credit that is hard to pay back.. Reviewed on: 5th March 2024

Zopa app.

Zopa has a very easy app easy to maje payments and its easy to understant the app Reviewed on: 5th March 2024

Best credit card around

Brilliant customer service. Just received my replacement card and followed the easy instructions on how to get it started up. They are so understanding when you need to call them and can’t do enough for you. Would absolutely recommend Zopa! Reviewed on: 5th March 2024

I got my credit card very quickly.

I got my credit card very quickly. Reviewed on: 5th March 2024

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