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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very good I was very happy with the Credit card and...

Very good I was very happy with the Credit card and the very friendly thank you Reviewed on: 5th March 2024

The Best Card For United Kingdom.

Its ok evrything its perfect very good staff help people old Time Answer for my question Reviewed on: 5th March 2024

They have been easy to work with with people friendl...

They have been easy to work with with people friendly customer service and apps Reviewed on: 5th March 2024

Zopa are a great company and their services are stra...

Zopa are a great company and their services are straight forward and easy to use Reviewed on: 5th March 2024

easy company to deal with and quick decisions over e...

easy company to deal with and quick decisions over eligibility Reviewed on: 5th March 2024

Really easy to apply for a credit card and received...

Really easy to apply for a credit card and received it very quickly . Great item to have ,and excellent customer service .. Reviewed on: 5th March 2024

Great support

When I needed help, Zopa were very flexible and sympathetic. Their support was invaluable. Reviewed on: 5th March 2024

Customer needs

Zopa always considers affordability to ensure the customer does get into debt they cannot control. Reviewed on: 5th March 2024

Just love the credit card and always there when I ne...

Just love the credit card and always there when I need it Reviewed on: 5th March 2024

As someone with bad credit I have managed this accou...

As someone with bad credit I have managed this account easily. No silly increases I know exactly what I have and when I can use it Reviewed on: 5th March 2024

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