Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent from point of application to now.

Excellent from point of application to now. Helpful friendly staff. Easy to use app Reviewed on: 5th March 2024

Very good and very responsive

Very good and very responsive.protencial attitudes Reviewed on: 5th March 2024

good start i’m happy and easy to apply credit card

good start i’m happy and easy to apply credit card Reviewed on: 5th March 2024

Madagascar

When I was in Madagascar last week I sent you a msg saying my card was not working and you suggested I change my location on my phone and it worked,I never thought about doing that ,thank you Reviewed on: 5th March 2024

my credit.

not giving enough credit. not increase my credit past 8 months Reviewed on: 5th March 2024

I have never had a problem with them

I have never had a problem with them Reviewed on: 5th March 2024

So easy to use and very aware of my situation regard...

So easy to use and very aware of my situation regarding my credit situation App is simple and easy to navigate and the immediate payment (both ways in and out ) is brilliant to keep hold of my finances Reviewed on: 5th March 2024

Very easy to apply and use , repayments are very eas...

Very easy to apply and use , repayments are very easy to set up and repayments can be made at any time aswell as extra payments Reviewed on: 5th March 2024

Straight forward application, easy to use app.

Straight forward application, easy to use app. Does exactly what it says on the tin!…great customer service. No hassle, cannot fault Zopa in any way. Reviewed on: 5th March 2024

I really really enjoyed it and I will continue using...

I really really enjoyed it and I will continue using it Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Student Credit Card
from NatWest 4.19 from 6 reviews
Premier Credit Card
from HSBC 4.12 from 20 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub