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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Simply excellent and amazing - great rates and service

Simply excellent and amazing - great rates and service Reviewed on: 5th March 2024

Great having a card that help save £

I’ve loved having a cc that also shows me safe ppl to buy. From also my broadband & other excellent services which I’ve chose like energy suppliers which rate & others great app they supply which supports everything you need Reviewed on: 5th March 2024

Always kept up to date with statements and payment d...

Always kept up to date with statements and payment due dates. Alerts when using card with what used and available balance. Reviewed on: 5th March 2024

Always been very helpful 5 star customer service

Always been very helpful 5 star customer service Reviewed on: 5th March 2024

No problem good service helpful staff

No problem good service helpful staff Reviewed on: 5th March 2024

Highly recommended

Easy to apply for a credit card. The app is very easy to use and clearly laid out. 0% Balance transfer with no transfer fee Reviewed on: 5th March 2024

I would definitely recommend Zopa 100%

The Zopa staff have always been friendly and helpful, with efficiency. I am not computer literate so occasionally I have had to call for help/advice, the staff made each call easy for me to understand. I would definitely recommend Zopa to anyone who’s looking for great service with a high attention to detail Reviewed on: 5th March 2024

Excellent app,very helpful staff

Excellent app,very helpful staff Reviewed on: 5th March 2024

Credit card easy to apply for zopla good company to...

Credit card easy to apply for zopla good company to be with Reviewed on: 5th March 2024

Zoopa - my financial independence and credit building

Zoopa has has helped me dramatically increase my credit score. The advice, tips and guidance in building your credit on the app is brillent. Extremely detailed reports. I would Reviewed on: 5th March 2024

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