Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great product and service from start to finish

Great product and service from start to finish Reviewed on: 5th March 2024

Zopa, great card

All very straight forward, great app and manageable repayments and when needed customer services are very helpful Reviewed on: 5th March 2024

Always there an step up if there's anything wrong

Always there an step up if there's anything wrong Reviewed on: 5th March 2024

Zopadopadoo

Very helpfull great service plenty of good advice and aftercare keeping me upto date with my account Reviewed on: 5th March 2024

Zopa has been really helpful with my queries and the...

Zopa has been really helpful with my queries and the support has been excellent Reviewed on: 5th March 2024

Great card, great customer service too.

Great card, great customer service too. App easy to use, has everything you need. I got this car after having poor credit rating but now it has helped me to get better one. Using app is easy and customer service gets back to you pretty quickly if you need to ask anything. Reviewed on: 5th March 2024

Easy to apply the app is straightforward no hassle.

Easy to apply the app is straightforward no hassle. Low credit balance to start you off. Reviewed on: 5th March 2024

I find Zopa really good helpful fast and friendly ,...

I find Zopa really good helpful fast and friendly , great communication and security wise amazing highly recommend . Reviewed on: 5th March 2024

Happy with product , would recommend

Happy with product , would recommend Reviewed on: 5th March 2024

I found your credit card app was easy to use, The c...

I found your credit card app was easy to use, The customer care team listened to me and acted very quickly on my problem Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Halifax 4.54 from 63 reviews
Freedom Rewards Credit Card
from Barclaycard 3.92 from 62 reviews
Everyday Credit Card
from Santander 4.18 from 25 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub