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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I have always received great support from zopa.

I have always received great support from zopa.They have always told me about my account. Reviewed on: 5th March 2024

Fantastic experience easy to understand and helpful...

Fantastic experience easy to understand and helpful team Reviewed on: 5th March 2024

Reliable and efficient ,you trust their credit anyti...

Reliable and efficient ,you trust their credit anytime anywhere Reviewed on: 5th March 2024

Excellent service.

Excellent service. Haven't got any issues whatsoever. Everything is straight forward. And I Highly recommend to everyone. Reviewed on: 5th March 2024

Life saving to my family

They have helped me out in a big way I’m married with 3 kids with only one wage coming in and my credit card helps Reviewed on: 5th March 2024

All good and easy app to use which helps

All good and easy app to use which helps Reviewed on: 5th March 2024

Not had a bad experience, been positive so far

Not had a bad experience, been positive so far Reviewed on: 5th March 2024

I really haven't had a bad experience with Zopa.

I really haven't had a bad experience with Zopa. They are a good reliable company and even though credit, in this particular time, may not be for everyone, but I would recommend zopa to my family and friends. Reviewed on: 5th March 2024

Overall satisfied good service good rate and always...

Overall satisfied good service good rate and always kept updated on rates and upcoming payments Reviewed on: 5th March 2024

Easy easy to access,easy communication and quick res...

Easy easy to access,easy communication and quick response. Reviewed on: 5th March 2024

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