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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent service from start to finis

Excellent service from start to finis Reviewed on: 5th March 2024

User friendly

Simple to use. Always shows up, when it matters. Reviewed on: 5th March 2024

1 of many Happy Customers

Never had a problem, easy to use for payments, great balance transfer rates Reviewed on: 5th March 2024

I enjoy having zopa credit card, they have low inter...

I enjoy having zopa credit card, they have low interest rates, the app is also easy to used and they provide great service to customers. Reviewed on: 5th March 2024

Very helpful, friendly staff, always supports your b...

Very helpful, friendly staff, always supports your best interests Reviewed on: 5th March 2024

As a new customer I am very happy with the Zopa cred...

As a new customer I am very happy with the Zopa credit card. Reviewed on: 5th March 2024

I needed to stop a payment I did not make and they w...

I needed to stop a payment I did not make and they were very very helpful and fast 10:10 Reviewed on: 5th March 2024

Always available to help was very informative

Always available to help was very informative Reviewed on: 5th March 2024

I have never had any issues with my card or with the...

I have never had any issues with my card or with the app Reviewed on: 5th March 2024

Service.nice pleasant staff always a good service

Always pleasant when you ring up always helpful and ubd Reviewed on: 5th March 2024

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