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Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very easy to apply very quick response.

5
Very easy to apply very quick response. very easy to use App. Never had any problems with card or App. Reviewed on: 5th March 2024

Great communication and easy to use app.

5
Great communication and easy to use app. Reviewed on: 5th March 2024

Very good and ever so easy to use great value and ea...

5
Very good and ever so easy to use great value and easy to build your credit rating Reviewed on: 5th March 2024

Zopa Credit Card

5
Zopa Credit card is simple to apply for. No hassle at all. I applied and everything was ready within a week. It's also very simple to pay your money and keep an eye on your spending with the Zopa app which,is also very easy to set up. I would highly recommend this card to friends and family.b Reviewed on: 5th March 2024

Great product and service from start to finish

5
Great product and service from start to finish Reviewed on: 5th March 2024

Zopa, great card

5
All very straight forward, great app and manageable repayments and when needed customer services are very helpful Reviewed on: 5th March 2024

Always there an step up if there's anything wrong

5
Always there an step up if there's anything wrong Reviewed on: 5th March 2024

Zopadopadoo

5
Very helpfull great service plenty of good advice and aftercare keeping me upto date with my account Reviewed on: 5th March 2024

Zopa has been really helpful with my queries and the...

5
Zopa has been really helpful with my queries and the support has been excellent Reviewed on: 5th March 2024

Great card, great customer service too.

5
Great card, great customer service too. App easy to use, has everything you need. I got this car after having poor credit rating but now it has helped me to get better one. Using app is easy and customer service gets back to you pretty quickly if you need to ask anything. Reviewed on: 5th March 2024

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