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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service and great card would loge t9 use this...

Great service and great card would loge t9 use this card Reviewed on: 7th March 2026

High-Quality Banking with Excellent Client Support

I have had a positive experience with this bank. The customer service is professional and helpful, and the staff are always willing to assist with any questions or issues. The online banking system is easy to use and makes managing my finances convenient. Reviewed on: 7th March 2026

The easiest credit card to navigate

I have both a loan and credit card with Zopa and find them both so simple to navigate. I use my credit card for my monthly spending and pay it off fully every month, keeps things simple. The app makes life even easier and you know your balance after each purchase as you get a notification. I highly recommend! Reviewed on: 7th March 2026

Excellent bank.

Excellent bank. I thoroughly enjoy using it and find it easy to navigate. Reviewed on: 7th March 2026

Good service keeps me up to date on offrrs

Good service keeps me up to date on offrrs Reviewed on: 7th March 2026

Excellent app and banking experience

Excellent app and banking experience Reviewed on: 7th March 2026

Zopa credit card, an excellent choice

Everything runs smoothly, fast and efficiently, on the very few times I've needed to use customer services I found them to be very helpful and friendly. I am very happy with my Zopa credit card and would definitely recommend Reviewed on: 7th March 2026

Good card to use and staff are always very helpful.

Good card to use and staff are always very helpful. Reviewed on: 7th March 2026

Love Zopa! .

Easy application and an excellent simple to navigate app. Reviewed on: 7th March 2026

Really easy to apply and access.

Really easy to apply and access. App is really good and I can manage everything I need to do from there. Interest rates are a little higher compared to others though Reviewed on: 7th March 2026

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