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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service since I joined, rewards loyalty and he...

Great service since I joined, rewards loyalty and helps make managing money easy Reviewed on: 6th March 2026

App is great, apple pay just added

App is great, apple pay just added Reviewed on: 6th March 2026

Overall very Good

All good easy to use app and apply for different finance Reviewed on: 6th March 2026

I find that zopa is efficient easy to use and welcom...

I find that zopa is efficient easy to use and welcome in most places Reviewed on: 6th March 2026

Easy to use.

Easy to use. Very efficient and the app is straightforward Reviewed on: 6th March 2026

Very easy to deal with, quick decisions

Very easy to deal with, quick decisions Reviewed on: 6th March 2026

Very reliable delivery on card great rates easy paym...

Very reliable delivery on card great rates easy payment Reviewed on: 6th March 2026

easy to use and full of information

easy to use and full of information Reviewed on: 6th March 2026

Top Class

From start to finish of my application it was quick and easy Reviewed on: 6th March 2026

Great service provider and value

Great service provider and value Reviewed on: 6th March 2026

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