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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I needed to stop a payment I did not make and they w...

I needed to stop a payment I did not make and they were very very helpful and fast 10:10 Reviewed on: 5th March 2024

Always available to help was very informative

Always available to help was very informative Reviewed on: 5th March 2024

I have never had any issues with my card or with the...

I have never had any issues with my card or with the app Reviewed on: 5th March 2024

Service.nice pleasant staff always a good service

Always pleasant when you ring up always helpful and ubd Reviewed on: 5th March 2024

I was looking for possible credit card offer who sui...

I was looking for possible credit card offer who suit my financial commitment and only zopa attaracted me and make it easy process all way until I got my credit card also explain nicely how I get the best out of my credit card, I am glad I dealt with customer service team once who cared about my issue from the minute I rang them and sort it out easy. Reviewed on: 5th March 2024

It was easy to apply for and all instructions for se...

It was easy to apply for and all instructions for setting up are clear. Reviewed on: 5th March 2024

Wonderful experience, great service

Wonderful experience, great service Reviewed on: 5th March 2024

It really good and I love it.

It really good and I love it. I have been using the credit card for 4 years now Reviewed on: 5th March 2024

Always easy to contact and billing is so easy to und...

Always easy to contact and billing is so easy to understand. Everything is simple and not complicated Reviewed on: 5th March 2024

Applied for a credit card approved and done professi...

Applied for a credit card approved and done professionally Reviewed on: 5th March 2024

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