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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great Company

Informed app easy to navigate communication exceptional Reviewed on: 5th March 2024

Hassle free finance

So easy to apply and set up a balance transfer.. really impressed with the very clear and simple to use app!. Reviewed on: 5th March 2024

Straightforward and helpful company to deal with an...

Straightforward and helpful company to deal with and offer advice on getting maximum savings while using Zopa credit card Reviewed on: 5th March 2024

Very satisfied

Very satisfied with all aspects of the company Reviewed on: 5th March 2024

Great service, increases offered fairly frequently b...

Great service, increases offered fairly frequently but always with advice. Easy app to use, happy with whole experience Reviewed on: 5th March 2024

No fuss no lengthy forms to fill in good communicati...

No fuss no lengthy forms to fill in good communication and very satisfied with the service very speedy Reviewed on: 5th March 2024

Easy to apply and manage account.

Easy to apply and manage account. Reviewed on: 5th March 2024

Excellent service

Excellent service easy to understand the app always prompt with getting back to you Reviewed on: 5th March 2024

Applying for a credit card with decent limit was str...

Applying for a credit card with decent limit was straightforward. I would definitely recommend. Reviewed on: 5th March 2024

2 accounts 1 love

Great offer of 2 seperate accounts 1 balance transfers and other credit made simple and easy Reviewed on: 5th March 2024

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