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Zopa: Credit card reviews

4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Great experience all round with zopa!

5
Great experience all round with zopa! My favourite card to use by far! Reviewed on: 5th March 2024

Just a great acquisition experience.. Recommended.

5
Just a great acquisition experience. Recommended. Reviewed on: 5th March 2024

Fantastic service very easy to apply and use

5
Fantastic service very easy to apply and use Reviewed on: 5th March 2024

Great customer service and support

5
Since being with Zopa I have not experienced any problems. The customer service has been very good and helpful. I would definitely recommend Zopa to my friends and family. I look forward to seeing what the future holds Reviewed on: 5th March 2024

Very quick and efficient and I like the main dashboa...

5
Very quick and efficient and I like the main dashboard when you log in Reviewed on: 5th March 2024

Easy friendly mobile app.

5
Easy friendly mobile app. Great customer service. Genereous balance transfer. Reviewed on: 5th March 2024

App is great and always kept up to date with where y...

5
App is great and always kept up to date with where your finances are Reviewed on: 5th March 2024

Very good experience easy to use and very useful

5
Very good experience easy to use and very useful Reviewed on: 5th March 2024

Simple, straight forward, transparent

5
Simple, straight forward, transparent Reviewed on: 5th March 2024

Excellent service.

5
Excellent service. Prompt responses and resolve queries very quickly. Reviewed on: 5th March 2024

Review Zopa: Credit card now

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