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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

very easy instructions to follow on line.

very easy instructions to follow on line. Easy to put onto you phone Reviewed on: 5th March 2024

Excellent customer servicesi,

Excellent customer service and easy to use Reviewed on: 5th March 2024

Absolutely brilliant company no hassle

Absolutely brilliant company no hassle Reviewed on: 5th March 2024

Great customer service always happy to help with any...

Great customer service always happy to help with any issues Reviewed on: 5th March 2024

Great serviceVery good experience

Great serviceVery good experience Reviewed on: 5th March 2024

No complaints - every step of the application proces...

No complaints - every step of the application process was very user friendly and communication prompt and helpfjl Reviewed on: 5th March 2024

When I need money, zopa was the only that accept to...

When I need money, zopa was the only that accept to give me a credit card. Reviewed on: 5th March 2024

Simple sign up process

Simple sign up process l,. decent customer support. Happy customer Reviewed on: 5th March 2024

Simple to apply happy with service

Simple to apply happy with service Reviewed on: 5th March 2024

Satisfied

Satisfied with the service and will recommend to more people Reviewed on: 5th March 2024

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