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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great card and service would highly recommend

Great card and service would highly recommend Reviewed on: 5th March 2024

good credit card .

Try good credit card . I have had no problems at all Reviewed on: 5th March 2024

From initially choosing Zopa for a credit card 2 yea...

From initially choosing Zopa for a credit card 2 years ago. The processing was so easy and user friendly to set up. Also since then when I have had a query their customer service has been excellent. I have no hesitation in recommending them Reviewed on: 5th March 2024

Excellent service always quick when phoning

Excellent service always quick when phoning Reviewed on: 5th March 2024

I have never had a problem with Zopa.

I have never had a problem with Zopa.. Customer service are extremely friendly and helpful and have always sorted out any issues I have had Reviewed on: 5th March 2024

Very happy with zopa credit card and help full when...

Very happy with zopa credit card and help full when you phone them if you have a problem Reviewed on: 5th March 2024

My Zopa experience

So far I am happy with progress in raising my limit according to my card usage. There are no hidden fees and communication is good. I can access cash advances when I need them Reviewed on: 5th March 2024

Easy to use app with lots of helpful financial tips.

Easy to use app with lots of helpful financial tips. Reviewed on: 5th March 2024

Very easy App to use.

Very easy App to use. I like the fact your payment is credited straight away and also shows your credit score Reviewed on: 5th March 2024

I feel like a valued customer

I have nothing but high praise for Zopa and how they treat me Reviewed on: 5th March 2024

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