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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to set up and maintain

Easy to set up and maintain, including clear visibility of balance and payments due Reviewed on: 5th March 2024

Easy app

All good and especially easy to use app Reviewed on: 5th March 2024

I couldn’t recommend Zopa enough.

I couldn’t recommend Zopa enough. Having used the credit card for a little over a year now, I’ve had nothing but an excellent experience. The app is very easy to use and it’s very informative, giving insights into overall financial state, current balance etc. It’s also very quick and simple to make a payment which is not usually the case with credit card providers. Reviewed on: 5th March 2024

Zopa are fair ,honest and set everything out in blac...

Zopa are fair ,honest and set everything out in black and white. The app is a real added advantage with regular updates would 100% recommend Zopa keep up the good work Reviewed on: 5th March 2024

Easy to transfer money from my bank to fund the card...

Easy to transfer money from my bank to fund the card and credit is almost immediate. Zopa send regular updates by email and I always receive friendly and helpful service Reviewed on: 5th March 2024

Better credit limit

I wry good on letting things no what’s going on but cs be better regarding credit limit Reviewed on: 5th March 2024

Very good service .

Very good service . Very nice app Reviewed on: 5th March 2024

Great online credit card- easy to understand

Great online credit card- easy to understand Reviewed on: 5th March 2024

quick courteous and professional

quick courteous and professional Reviewed on: 5th March 2024

Hassle free always been helpful whenever needed

Hassle free always been helpful whenever needed Reviewed on: 5th March 2024

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