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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service always quick when phoning

Excellent service always quick when phoning Reviewed on: 5th March 2024

I have never had a problem with Zopa.

I have never had a problem with Zopa.. Customer service are extremely friendly and helpful and have always sorted out any issues I have had Reviewed on: 5th March 2024

Very happy with zopa credit card and help full when...

Very happy with zopa credit card and help full when you phone them if you have a problem Reviewed on: 5th March 2024

My Zopa experience

So far I am happy with progress in raising my limit according to my card usage. There are no hidden fees and communication is good. I can access cash advances when I need them Reviewed on: 5th March 2024

Easy to use app with lots of helpful financial tips.

Easy to use app with lots of helpful financial tips. Reviewed on: 5th March 2024

Very easy App to use.

Very easy App to use. I like the fact your payment is credited straight away and also shows your credit score Reviewed on: 5th March 2024

I feel like a valued customer

I have nothing but high praise for Zopa and how they treat me Reviewed on: 5th March 2024

Excellent service, easy to use app, good credit limi...

Excellent service, easy to use app, good credit limit, couldn't be happier. 5***** Reviewed on: 5th March 2024

Help me out when I had bad credit

Help me out when I had bad credit Reviewed on: 5th March 2024

Application was quick and easy .

Application was quick and easy . The app is easy to navigate Reviewed on: 5th March 2024

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