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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

incomparable

Its very professional customer service, accommodative in even when a payment is missed, they give you time to pay. Reviewed on: 5th March 2024

Credit card and car finance easy to apply no problem...

Credit card and car finance easy to apply no problems thank you Reviewed on: 5th March 2024

Great service great credit card easy to apply for a...

Great service great credit card easy to apply for and a prompt service Reviewed on: 5th March 2024

Very informative keeps you in the know.

Very informative keeps you in the know. Gentle reminders keeps on top of your finances Reviewed on: 5th March 2024

Good service

I’ve not had any bad experiences with them Reviewed on: 5th March 2024

I use the credit card as an emergency fund.

I use the credit card as an emergency fund. It works well for me Reviewed on: 5th March 2024

Highly recommended!

I like the borrowing power. Very good way of finding out if you qualify for a personal loan. They've also introduced car loans. Their interest rates on the credit card is the lowest I've seen on the market. Reviewed on: 5th March 2024

I am happy because it is very easy and helpful

I am happy because it is very easy and helpful Reviewed on: 5th March 2024

Zopa am really good, it’s all online and very easy t...

Zopa am really good, it’s all online and very easy to understand easy to contact if there’s any problems i Reviewed on: 5th March 2024

Always helpful with anything that I need

Always helpful with anything that I need Reviewed on: 5th March 2024

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