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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good online presents, easy to access

Good online presents, easy to access Reviewed on: 5th March 2024

Great App, customer service and communication, reall...

Great App, customer service and communication, really helpful and lovely staff Reviewed on: 5th March 2024

If I have to contact Zopa they are always polite and...

If I have to contact Zopa they are always polite and very professional Reviewed on: 5th March 2024

Very easy to apply for a credit card

Very easy to apply for a credit card Reviewed on: 5th March 2024

The easy going credit card

Easy going card with a great APR and no complicated small print or fees Reviewed on: 5th March 2024

Friendly and helpful

Friendly and helpful, transparent throughout and everything is plain English so no misunderstandings! Reviewed on: 5th March 2024

Great Card

Really great card, app and user experience Reviewed on: 5th March 2024

You always keep me informed of products available to...

You always keep me informed of products available to me and serviced I can use Reviewed on: 5th March 2024

This is the one to have

Zopa are a brilliant company to work with. They understand the needs of their customers and have made the management of the card very easy indeed. Everything is explained and simple to do Reviewed on: 5th March 2024

Fantastic company

This company has been fantastic with their up to date financial information.The Web site is so easy to use. Reviewed on: 5th March 2024

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