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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service and great customer service very he...

Excellent service and great customer service very helpful Reviewed on: 5th March 2024

Zopa made it so easy to apply for my credit card

Zopa made it so easy to apply for my credit card Reviewed on: 5th March 2024

Fabulous!

Easy to use. Great customer service. Reviewed on: 5th March 2024

Good friendly customer service and very understandin...

Good friendly customer service and very understanding and helpful Reviewed on: 5th March 2024

Easy to use app.

Easy to use app. Make payments straight away. Always prompt excellent customer service. Reviewed on: 5th March 2024

USER FRIENDLY APP .

USER FRIENDLY APP .Very quick response from custumer care Reviewed on: 5th March 2024

Great card ,easy application approval and customer s...

Great card ,easy application approval and customer service. Reviewed on: 5th March 2024

Great overall card

Used my card on various holidays with no exchange rate fees added. Reasonable and affordable interest rate. Good communication to inform me of any changes to terms and conditions. Reviewed on: 5th March 2024

I have enjoyed my time with Zopa so far and hope thi...

I have enjoyed my time with Zopa so far and hope this continues Reviewed on: 5th March 2024

They have been excellent giving me an opportunity to...

They have been excellent giving me an opportunity to work on my credit score and has always been great with customer services and answered my queries without delay or problems Reviewed on: 5th March 2024

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