Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

All rounders

Good app. Easy ways to pay. The company keep you regularly updated and at the same time they don’t pester you with unwanted emails. What more would one want. Reviewed on: 5th March 2024

Excellent card great app

Very easy to see what you have spent Reviewed on: 5th March 2024

Easy to use

Easy to use with a handy app to keep track Reviewed on: 5th March 2024

Great App and low interest rate.

Great App that lets you manage your card. Good interest rate and regular updates via email and text. Reviewed on: 5th March 2024

Never had a problem with Zopa.

Never had a problem with Zopa. Always been a great credit card to use. Reviewed on: 5th March 2024

Easy to apply and the app has it all.

Easy to apply and the app has it all. you know where you are with Zopa Reviewed on: 5th March 2024

Not really had to contact customer service, but I am...

Not really had to contact customer service, but I am more than happy with my card Reviewed on: 5th March 2024

Brilliant service on every level.

Brilliant service on every level. Highly recommended card. Reviewed on: 5th March 2024

I’ve never had any issues, customer service gets bac...

I’ve never had any issues, customer service gets back to you very quickly Reviewed on: 5th March 2024

Brilliant company excellent customer service and fab...

Brilliant company excellent customer service and fab credit increases Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Creation 4.03 from 22 reviews
Gold Credit Card
from American Express 4.51 from 25 reviews
Freedom Rewards Credit Card
from Barclaycard 3.59 from 63 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub