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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41967 reviews)

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4.93

Based on 41,967 reviews, last reviewed 10th Feb 2026

166500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Custmer service are excellent and friendly,app is ea... Custmer service are excellent and friendly,app is easy to use and i like the offers they have regarding accounts and savings Reviewed on: 9th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41967)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Never had any issues with dealing with Zopa

Never had any issues with dealing with Zopa Reviewed on: 16th January 2026

Honestly great, painless to set up and quick approval.

Honestly great, painless to set up and quick approval. Recieved card in under a week ready to go Reviewed on: 16th January 2026

Zopa is just good infact excellent

Zopa is just good infact excellent Reviewed on: 16th January 2026

Customer satisfaction

Have always had satisfaction with staff dealing with me online Reviewed on: 16th January 2026

Trying to build my credit score and Zopa has given m...

Trying to build my credit score and Zopa has given me a chance to do so Reviewed on: 16th January 2026

Inconvenient ,just

I'm using a credit card and I'm happy with it Reviewed on: 16th January 2026

Very professional.

Very professional. Easy to use website Reviewed on: 16th January 2026

Zopa review

Zopa Credit delivers an outstanding experience from start to finish, with service that feels both personal and efficient. The customer support team is responsive and knowledgeable, always taking the time to explain terms clearly and help find the right credit solution. The mobile app is a standout feature – it’s sleek, intuitive, and incredibly easy to navigate, allowing me to check balances, make payments, and monitor my credit progress in just a few taps. Everything loads quickly, and the clean design means even those new to managing credit online will feel comfortable using it. Whether you’re applying for a new line of credit or staying on top of your account, Zopa makes the process smooth and stress-free. Reviewed on: 16th January 2026

They accommodating and polite .

They are accommodating and polite . Reviewed on: 16th January 2026

Give you answers straight away.

Give you answers straight away. The banking is easy to understand and advise you when they take the money from your account Reviewed on: 16th January 2026

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