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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy, friendly and helpful

Easy to negotiate website and helpful staff if I have any questions. Good interest rate too. Great hints on how to bring balance down quicker too Reviewed on: 6th March 2026

Super easy to be part of the family

Super easy to be part of the family Reviewed on: 6th March 2026

Excellent facilities and customer service and always...

Excellent facilities and customer service and always with a smile, easy to use app on the phone and good value for money Reviewed on: 6th March 2026

Always There

Your customer service is excellent always helped me out when needed, and the app is really easy to use Reviewed on: 6th March 2026

Very easy to use for people like me who wanted to re...

Very easy to use for people like me who wanted to rebuild their credit score Reviewed on: 6th March 2026

So easy to use

I find their service so easy to navigate. The app is one of the best ive used so I can see exactly where I am at so easily. Making payments and balance transfers have been a breeze Reviewed on: 6th March 2026

limit isn’t the highest but hopefully it goes up reg...

limit isn’t the highest but hopefully it goes up regularly Reviewed on: 6th March 2026

a unique experience to recommend to all friends and...

a unique experience to recommend to all friends and family Reviewed on: 6th March 2026

Always had great service when needed.

Always had great service when needed.Loan services were easy to apply for and quick. Reviewed on: 6th March 2026

Easy to deal with.

Easy to deal with. Have absolutely no complaints. Reviewed on: 6th March 2026

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