Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The service is over all great, the staffs are very s...

The service is over all great, the staffs are very supportive, that resolved my needs. Reviewed on: 7th March 2026

Awesome Awesome

Awesome Awesome Can't ask for anything better.. Reviewed on: 7th March 2026

they have always been polite and curtious on the pho...

they have always been polite and curtious on the phone when ever i have had to call them Reviewed on: 7th March 2026

Very easy to navigate app.

Very easy to navigate app. Professional well trained customer service Agent. I was asked a few questions very quickly resolved my request Reviewed on: 7th March 2026

Good service and very fast I like zopa

Good service and very fast I like zopa Reviewed on: 7th March 2026

understandable and easy to use app,clear payment due...

understandable and easy to use app,clear payment due dates set and easy to unerstand terms. Reviewed on: 7th March 2026

Fantastic service, useful multifunctional App.

Fantastic service, useful multifunctional App. Good responsive and, relevant platform Reviewed on: 7th March 2026

Easy apply, and flexible payments.

Easy apply, and flexible payments. Quick acceptance and fast card issue Reviewed on: 7th March 2026

Great Credit limit and low interest Rates.

Great Credit limit and low interest Rates.I was accepted straight away even with My not so perfect Credit History.I Would Highly recommend with a Superb Customer Services. Reviewed on: 7th March 2026

Jackinthe box

i love my zopa card so easy to use when i need to Reviewed on: 7th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flex Purchase credit card
from Monzo 4.90 from 3188 reviews
Freedom Rewards Credit Card
from Barclaycard 3.94 from 62 reviews
Cashback credit card
from Lloyds Bank 4.24 from 26 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub