Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43474 reviews)

View other Zopa products

4.94

Based on 43,474 reviews, last reviewed 13th Mar 2026

154850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Helping get on the credit ladder Helping get on the credit ladder Reviewed on: 13th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43474)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent credit card provider and very easy applica...

Excellent credit card provider and very easy application Reviewed on: 6th March 2026

Excellent service , Highly Recommend

Excellent service , you can hear the smile over the phone. Highly recommend Reviewed on: 6th March 2026

Zopa are excellent and always deliver as promised Zo...

Zopa are excellent and always deliver as promised Zopa are also excellent in providing updates so you always know where you are financially Reviewed on: 6th March 2026

Good card and rates along with customer service when...

Good card and rates along with customer service when I had an issue with a transaction. Reviewed on: 6th March 2026

Excellent service outstanding staff issues if any ea...

Excellent service outstanding staff issues if any easily resolved Reviewed on: 6th March 2026

Love it !!!

Great credit card easy to use the app is good too have told friends about it Reviewed on: 6th March 2026

Brilliant credit card

Zopa have been brilliant. I have paid on time and have only had to phone once to discuss a matter and they were extremely helpful. Reviewed on: 6th March 2026

Easy, friendly and helpful

Easy to negotiate website and helpful staff if I have any questions. Good interest rate too. Great hints on how to bring balance down quicker too Reviewed on: 6th March 2026

Super easy to be part of the family

Super easy to be part of the family Reviewed on: 6th March 2026

Excellent facilities and customer service and always...

Excellent facilities and customer service and always with a smile, easy to use app on the phone and good value for money Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

123 credit card (discontinued)
from Santander 3.96 from 161 reviews
Credit card
from HSBC 3.04 from 118 reviews
Credit card
from Zempler Bank 4.88 from 5175 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1535 reviews
Current account
from Zopa 4.94 from 5945 reviews
Smart Saver
from Zopa 4.94 from 8042 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub