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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good to use day to day and the app its very eas...

Very good to use day to day and the app its very easy to use Reviewed on: 7th March 2026

Very good provider fover credit card and loans.

Very good provider for credit card and loans. Reviewed on: 6th March 2026

Fast repay on card never issue using card

Fast repay on card never issue using card Reviewed on: 6th March 2026

App very easy to understand.

App very easy to understand. Allows you to see payments and balance. Also spending trends. Reviewed on: 6th March 2026

Zopa is great

Friendly easy to use app - excellent service Reviewed on: 6th March 2026

Easy to use no hassle compleye peace of mind

Easy to use no hassle compleye peace of mind Reviewed on: 6th March 2026

Great app great uk based customer service that’s in...

Great app great uk based customer service that’s in hand polite and helpful/knowledgeable Reviewed on: 6th March 2026

.zopacard

Pretty good overall ................... ......... good but good. Quite good. Not at all bad overall. Pretty good. Good really. Quite good. How much more do you need. Zopa is a credit card that gives credit Reviewed on: 6th March 2026

Great service with no issues.

Great service with no issues. Very helpful when needed and friendly staff. Reviewed on: 6th March 2026

IT DOES WHATS REQUIRED OF CREDIT CARD

IT DOES WHATS REQUIRED OF CREDIT CARD Reviewed on: 6th March 2026

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