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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Clear and simple, the app is easy to use

Clear and simple, the app is easy to use Reviewed on: 29th February 2024

Excellent

Excellent can't fault them let's you know how much you've spent and if your having problems replying back they will help you Reviewed on: 29th February 2024

It was very easy to apply and not a long wait for an...

It was very easy to apply and not a long wait for an answer Reviewed on: 29th February 2024

Great for credit building only, though the savings a...

Great for credit building only, though the savings accounts have good interest rates with specific goals. Reviewed on: 29th February 2024

I have found Zopa to be a really good credit card

I have found Zopa to be a really good credit card provider so far.. They keep me informed of any changes or updates and let me know when my next payment is due do I don't miss any Reviewed on: 29th February 2024

I am happy with Zopa thank you allot

I am happy with Zopa thank you allot Reviewed on: 29th February 2024

Best at Limit increase

They have increased my limit a few times and the instant account balance update post payment is brilliant Reviewed on: 29th February 2024

Sups Zoopla

Never a problem,always someone there to listen Reviewed on: 29th February 2024

Just set an ISA with excellent rates!

Just set an ISA with excellent rates! Reviewed on: 29th February 2024

Very good little card, easy to navigate, good servic...

Very good little card, easy to navigate, good service excellent all round. Reviewed on: 29th February 2024

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