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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent the app is easy to use

Excellent the app is easy to use Reviewed on: 29th February 2024

Outstanding Performance excellentl customer service...

Outstanding Performance excellentl customer service experience Reviewed on: 29th February 2024

Excellent credit card

Been with Zopa for a few years now and always had a excellent experience Reviewed on: 29th February 2024

5 stars is still not high enough!!

Just a fantastic company to deal with Reviewed on: 29th February 2024

Wish there was Apple Pay

Wish there was Apple Pay and quicker customer service responses. Otherwise, I’m happy Reviewed on: 29th February 2024

brilliant company.

brilliant company. very good interest rates Reviewed on: 29th February 2024

Zopa Credit card

Brilliant, easy to use app. Never had a problem with them Reviewed on: 29th February 2024

Excellency

Excellent rates and clear and transparent in all communication. Reviewed on: 29th February 2024

Clear and simple, the app is easy to use

Clear and simple, the app is easy to use Reviewed on: 29th February 2024

Excellent

Excellent can't fault them let's you know how much you've spent and if your having problems replying back they will help you Reviewed on: 29th February 2024

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