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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very easy to use and very helpful

Very easy to use and very helpful Reviewed on: 29th February 2024

Never had any issues.

Never had any issues. App very useful Reviewed on: 29th February 2024

Thank you Zopa.

After not having a credit card for over 5 years due to an IVA Zopa gave me a chance to prove I can manage a credit card. It has been an absolute blessing to us as I have a poor credit rating at the moment and it has allowed myself and family not to worry about going on holiday as we now have the the back up from Zopa. Thank you. Reviewed on: 29th February 2024

Great card

Great easy to use and track spending Reviewed on: 29th February 2024

Quick to respond to any questions

Quick to respond to any questions Reviewed on: 29th February 2024

Zopa great

Staff are friendly and helpful,whether your choosing a credit card or a loan zopa are behind you every step of the way. Reviewed on: 29th February 2024

Excellentto bank with..

I have found zopa costumer services excellent and their savings accounts brilliant Reviewed on: 29th February 2024

I love my Zopa card!

I love my Zopa card! Easy payments and good reminders of payment dates. Also like the savings pot Reviewed on: 29th February 2024

Great customer service and communication well done zopa

Great customer service and communication well done zopa Reviewed on: 29th February 2024

Credit Card

Easy to apply and card is great for everyday purchases the rate is good plus easy to check and pay on the app. Reviewed on: 29th February 2024

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