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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Hassle free finance

Simple application process . Uncomplicated arrangements for finance. Reviewed on: 29th February 2024

My Zopa Card and it is now my go to card .

My Zopa Card and it is now my go to card ....I hate cash my Zopa Card is always in reach for me Reviewed on: 29th February 2024

Been first classs these last two years excellent ser...

Been first classs these last two years excellent service Reviewed on: 29th February 2024

Zopa is a very professional service through out been...

Zopa is a very professional service through out been very helpful for the needs of a customer without a doubt I would recommend Zopa to my family and friends knowing they will be treated fairly Reviewed on: 29th February 2024

Easy application to apply for there card, once compl...

Easy application to apply for there card, once completed you get an instance responce Reviewed on: 29th February 2024

Absolutely first class companyI

Absolutely first class company, I would reckon Zopa to anyone Reviewed on: 29th February 2024

Card was at a really competitive rate compared to ot...

Card was at a really competitive rate compared to others I had been offered and the limit was a generous start. Interactions I have had to query about the product have been well answered and dealt with quickly and professionally Reviewed on: 29th February 2024

Very very helpful.

Very very helpful. And empowering my credit. Thanks Zopa. Reviewed on: 29th February 2024

Professional

Professional and quality work , the best offer for every one Reviewed on: 29th February 2024

In generall great service, it would be great after s...

In generall great service, it would be great after such long time get more spending credit Reviewed on: 29th February 2024

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