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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I always get information which makes me decide what...

I always get information which makes me decide what I need to do with the advice I am given to make an informed choice. I am not pressured to do anything I am not convinced to go ahead with. Reviewed on: 29th February 2024

Zopa has helped my credit rating

Zopa is helped my credit rating go from the red into Green. My borrowing rate has increased accordingly to what I can afford but I also have the choice to decline which is a useful option to have. Reviewed on: 29th February 2024

Brilliant customer service good savings rate, and ea...

Brilliant customer service good savings rate, and easy access Reviewed on: 29th February 2024

Price draw

Excellent not one bit of problem Reviewed on: 29th February 2024

Great company with opportunity to save with great in...

Great company with opportunity to save with great interest rates Reviewed on: 29th February 2024

Zopa is an excellent company I have never had any pr...

Zopa is an excellent company I have never had any problems with my credit card and I also have car finance with them too Reviewed on: 29th February 2024

Brilliant, app is easy to use and customer service a...

Brilliant, app is easy to use and customer service always on hand if you need them Reviewed on: 29th February 2024

Great service, good rates of interest

Great service, good rates of interest Reviewed on: 29th February 2024

Help me saved money and everything else.

Help me saved money and everything else. Reviewed on: 29th February 2024

I use a credit card and everything is very easy

I use a credit card and everything is very easy Reviewed on: 29th February 2024

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