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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Always very helpful and pleasant customer service,it...

Always very helpful and pleasant customer service,it’s not robotic you are treated like a old friend,I would recommend them every time Reviewed on: 1st March 2024

It offers excellent service, also zoos pays good rat...

It offers excellent service, also zoos pays good rate of interest Reviewed on: 1st March 2024

Very good and helpful easy to use

Very good and helpful easy to use Reviewed on: 1st March 2024

My experience with you is very very good

My experience with you is very very good Reviewed on: 1st March 2024

Excellent service and low interest

Excellent service and low interest Reviewed on: 1st March 2024

Easy to use

Great! Very user friendly and good APR Reviewed on: 1st March 2024

Excellent app and easy to access products.

Excellent app and easy to access products. Good financial advice and insights. Reviewed on: 1st March 2024

Gave me a chance

Zopa have helped me to improve my credit score with tools within their app to help me manage my account. Reviewed on: 29th February 2024

Great all round.

Card and the app are excellent along with ease of use. Everything laid out and explained very well. Reviewed on: 29th February 2024

I got a good credit and balance transfer option.

I got a good credit and balance transfer option. Reviewed on: 29th February 2024

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