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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa has really helped me a lot and really appreciat...

Zopa has really helped me a lot and really appreciate it all would definitely recommend them Reviewed on: 1st March 2024

Very easy app to use great offers & services.

Very easy app to use great offers & services. Everything is hassle free also fantastic interest rates on saving accounts. One happy customer. Reviewed on: 1st March 2024

Gives people that struggle a chance to rebuild there...

Gives people that struggle a chance to rebuild there credit rating Reviewed on: 1st March 2024

The app is really easy to understand and use

The app is really easy to understand and use Reviewed on: 1st March 2024

Excellent customer service and good value for money

Excellent customer service and good value for money Reviewed on: 1st March 2024

First class on every level.

First class on every level. Make it very easy and pleasurable process. Reviewed on: 1st March 2024

Everything about Zopa is so easy.

Everything about Zopa is so easy with an app that is simple to use and so fast Reviewed on: 1st March 2024

Good card, easy app to navigate and lots of choices...

Good card, easy app to navigate and lots of choices to save whith good rates Reviewed on: 1st March 2024

I have a Zopa credit card and I really enjoy it, man...

I have a Zopa credit card and I really enjoy it, manageable payments and easy to use app Reviewed on: 1st March 2024

Great communication and updates

Easy to use app, great communication and updates Reviewed on: 1st March 2024

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