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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent product range

My circumstances have changed over time but Zopa has provided a reliable and good product range to meet my needs. From savings to credit I’ve felt supported. Excellent customer service also. Reviewed on: 1st March 2024

Great product

Great service very pleased im saving and getting a good interest rate can access my money at any time credit card is good but could up the limit a bit more often Reviewed on: 1st March 2024

Happy that Zopa helps you manage your m...

I like the way Zopa actually helps you manage your money and gives you ratings and the ability to see your affordability. Reviewed on: 1st March 2024

Zopa the best credit card

Nothing but good things to say about zopa. Reviewed on: 1st March 2024

I've never had a problem with Zopa and their rates a...

I've never had a problem with Zopa and their rates are very good Reviewed on: 1st March 2024

Always good service, never had any problems

Always good service, never had any problems Reviewed on: 1st March 2024

Very happy with the experience of Zopa

Very happy with the experience of Zopa Reviewed on: 1st March 2024

Excellent service everything exactly as they say

Excellent service everything exactly as they say Reviewed on: 1st March 2024

Very easy and informative and friendly service

Very easy and informative and friendly service Reviewed on: 1st March 2024

Speed up my credit score.

Speed up my credit score. Promotes my saving and help manage and improves my finances Reviewed on: 1st March 2024

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