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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Never issues, app and card worked 100&

Never issues, app and card worked 100& Reviewed on: 1st March 2024

Great credit card good interest rate

Great credit card good interest rate Reviewed on: 1st March 2024

Straight forward

Straight forward app and exactly how a Credit Card should be - without unnecessary fuss and bother. Reviewed on: 1st March 2024

App very easy to use, they are responsible lenders w...

App very easy to use, they are responsible lenders with a product that.doesnt require thinking. I can rely on it especially as I travel a lot for work and I know that I have something that I can rely on. Easy to open savings accounts and I can keep track of my spending and savings. Reviewed on: 1st March 2024

Zopa really knows what customers need.

Zopa really knows what customers need. Fantastic communication and options no other company offers, makes this credit card stand out. Also, payment to the card go in straight away which is really useful. Reviewed on: 1st March 2024

5* all the way

The app for zopla is probably one of the easiest I’ve ever used Reviewed on: 1st March 2024

Great card, great app.Amazing

Great card, great app. Easy to use. Reviewed on: 1st March 2024

Easy on-line services and supportive staff

Easy on-line services with prompt and supportive staff Reviewed on: 1st March 2024

Easy credit card easyapp to use .

Easy app to use . Been with Zopa for a while now , no problems Reviewed on: 1st March 2024

Clear view of where to improve on your credit overal...

Clear view of where to improve on your credit overall rating Reviewed on: 1st March 2024

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