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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Never had a problem with them, unlike other companies

Never had a problem with them, unlike other companies Reviewed on: 1st March 2024

Good, solid, reliable service

Never had an issue, easy to access and manage Reviewed on: 1st March 2024

Clear and good credit cardapp

Clear and good app, easy to use and payment transactions are immediately, Reviewed on: 1st March 2024

favourite card

never had any problems . love how the balance updates straight away Reviewed on: 1st March 2024

Excellent service.

Excellent service. Never had any problems. Would highly recommend. Reviewed on: 1st March 2024

Easy to use helpful staff never any problems.

Easy to use helpful staff never any problems. If you need help with anything they go beyond to help you to get to where you need to be Reviewed on: 1st March 2024

Great app and so easy to use.

Great app and so easy to use. Useful notifications when making purchase so confident no fraud Reviewed on: 1st March 2024

Great comms

Excellent communication from Zopa on all aspects of education and up to date information on my products Reviewed on: 1st March 2024

I love to use zopa it's a great affordable credit ca...

I love to use zopa it's a great affordable credit card and let's me save in a different account Reviewed on: 1st March 2024

Always there to help

Always there to help people in need Reviewed on: 1st March 2024

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