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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great company

Great company to deal with and the experience with them was wonderful Reviewed on: 1st March 2024

Recommend

I have found Zopa to be very clear with charges and easy to use app Reviewed on: 1st March 2024

Brilliant card provider with lots of services

Brilliant card provider with lots of services Reviewed on: 1st March 2024

Excellent service would recommend to anyone

Excellent service would recommend to anyone Reviewed on: 1st March 2024

No fuss or hassle just straightforward and quick.

No fuss or hassle just straightforward and quick. Upfront about everything no hidden suprises Reviewed on: 1st March 2024

My credit have improved since I got zopa credit card

My credit have improved since I got zopa credit card Reviewed on: 1st March 2024

An excellent experience with clear guidance througho...

An excellent experience with clear guidance throughout the process and a successful outcome Reviewed on: 1st March 2024

Gives me peace of mind.

Gives me peace of mind.I can now focus on my future plans Reviewed on: 1st March 2024

They gave me a chance

A brilliant company who has given me a chance to improve my credit score after finishing my IVA Reviewed on: 1st March 2024

Great service all round and would highly recommend.

Great service all round and would highly recommend.every made very clear Reviewed on: 1st March 2024

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