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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

overall they quite handy and good

overall they quite handy and good Reviewed on: 1st March 2024

Just a great app and great tips and updates

Just a great app and great tips and updates Reviewed on: 1st March 2024

Great company

Great company to hold a credit card by and would recommend to family and friends Reviewed on: 1st March 2024

Very Good.

Very good, customer service are excellent and caring. The app is easy to use and instructional for those who don't use apps very often. Reviewed on: 1st March 2024

Ease of use is key.

Ease of use is key. I'm able to monitor my use quickly and save in different pots. That's important when dealing with multiple bills. Reviewed on: 1st March 2024

Awesome service

Very friendly staff , very helpful and polite Reviewed on: 1st March 2024

Good service nice people pleasant and friendly

Good service nice people pleasant and friendly Reviewed on: 1st March 2024

Good interest rate and availability

Good interest rate and availability Reviewed on: 1st March 2024

Refreshing service

It was easy to apply, its also is equipped with helpful information with money management and credit management. Reviewed on: 1st March 2024

Had a great experience with this product

Had a great experience with this product Reviewed on: 1st March 2024

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