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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant easy to use very convenient

Brilliant easy to use very convenient Reviewed on: 2nd March 2024

Easy to use and keep an eye on your spending.

Easy to use and keep an eye on your spending.. The saver is also very simple and easy to access. Reviewed on: 2nd March 2024

Zopa my credit coach

Zopa is not only a credit card it’s a credit coach helping me to manage my finances and guiding me to a better credit score. The technology platform is superb, very intuitive with market leading features making it very easy to manage my accounts. Reviewed on: 2nd March 2024

Reliable, fair and modern company.

Reliable, fair and modern company. Have always made sure I am able to afford the service I request Reviewed on: 2nd March 2024

Excellent

The charges are very moderate and they tell you the future of the market.... Reviewed on: 2nd March 2024

Easy to use and saving service is great

Easy to use and saving service is great Reviewed on: 2nd March 2024

Easy to use App.

Easy to use App. Can link accounts and move money, Reviewed on: 2nd March 2024

Zoopadoopa

First class really customer focused Reviewed on: 2nd March 2024

My first credit card since my dro.

My first credit card since my dro.....found it so easy to use and the app allows me to keep an eye on it 24/7 Reviewed on: 1st March 2024

Very good but I haven’t been offered for increased m...

Very good but I haven’t been offered for increased my credit card yet Reviewed on: 1st March 2024

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