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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great customer service.

Great customer service. Helpful app to keep on track of your finances. Reviewed on: 2nd March 2024

They helped massively on my holiday for having spend...

They helped massively on my holiday for having spending money on a card, I wasn’t charge any fees abroad using this. Reviewed on: 2nd March 2024

Always conscious of my borrowing power

Always conscious of my borrowing power which is a massive help Reviewed on: 2nd March 2024

App easy to use.

App easy to use. Very helpful on on line chat sorting my problem out Reviewed on: 2nd March 2024

A great credit card and credit score builder

A great credit card and credit score builder Reviewed on: 2nd March 2024

Have been able to improve my credit score thanks to...

Have been able to improve my credit score thanks to Zopa. It’s nice having a just in case fund in my card. Reviewed on: 2nd March 2024

Great company easy to manage card on app

Great company easy to manage card on app Reviewed on: 2nd March 2024

so easy to use with excellent app

so easy to use with excellent app Reviewed on: 2nd March 2024

Excellent Love the App.

Excellent Love the App. Very easy to navigate Reviewed on: 2nd March 2024

Smooth as butter

Everything is smooth. The experience is outstanding. Reviewed on: 2nd March 2024

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