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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

So easy to use and pay your balance back

So easy to use and pay your balance back Reviewed on: 2nd March 2024

good experience nether had a problem with them

good experience nether had a problem with them Reviewed on: 2nd March 2024

Simply outstanding

Amazing customer service everything is perfect every time I speak to them Reviewed on: 2nd March 2024

Great credit card and a nil percent balance transfer.

Great credit card, with a 0 % balance transfer. Does what it says on the tin with no added surprises. Keep it up. Happy to use internationally and it's great to recommend too. Would be nice if you had a Customer service phone number too. Reviewed on: 2nd March 2024

It’s really very helpful Zopa credit card

It’s really very helpful Zopa credit card Reviewed on: 2nd March 2024

Customer service

Fantastic for customer service & updates of other offers available Reviewed on: 2nd March 2024

Great service, great app.

Great service, great app. Love thr notifications Reviewed on: 2nd March 2024

Good and easy credit card .

Good and easy credit card .security and hard for fraud to use Reviewed on: 2nd March 2024

No issues at all simple and easy to use and approach...

No issues at all simple and easy to use and approachable if you need help Reviewed on: 2nd March 2024

Overall just simple easy and always helpful

Overall just simple easy and always helpful Reviewed on: 2nd March 2024

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