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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Financial hope

Had bad credit rating and zoopa helped me to get back on my feet.. And continues it's help by giving regular financial advice along the way to continue to improve Reviewed on: 2nd March 2024

Zopa, have been amazing and provide lots of tools to...

Zopa, have been amazing and provide lots of tools to assist in your financial planning. Reviewed on: 2nd March 2024

Never had an issue.

Never had an issue. Easy to use app Reviewed on: 2nd March 2024

Great customer service great value for money would d...

Great customer service great value for money would definitely recommend to family and friends Reviewed on: 2nd March 2024

I always know where I am with zopa great app credit...

I always know where I am with zopa great app credit score handy alerts great service all round Reviewed on: 2nd March 2024

Non complicated and straightforward

Non complicated and straightforward Reviewed on: 2nd March 2024

The app is super easy to use.

The app is super easy to use. It gives you the information you need and it keeps you informed in reference to your credit score Reviewed on: 2nd March 2024

Amazing service.

Amazing service. Easy to apply. Easy to understand and navigate the app. Overall an amazing quality credit card service. Reviewed on: 2nd March 2024

Zopa products are simple,self explanatory and easy t...

Zopa products are simple,self explanatory and easy to understand. Reviewed on: 2nd March 2024

Easy to apply for and great customer service

Easy to apply for and great customer service Reviewed on: 2nd March 2024

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