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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good credit card , user friendly app

Good credit card , user friendly app Reviewed on: 2nd March 2024

Excellent service with the card zopa.

Excellent service with the card zopa. And great value for money on transfers. Reviewed on: 2nd March 2024

Easy to register and all the information is clear an...

Easy to register and all the information is clear and easy to follow Reviewed on: 2nd March 2024

Always there to help when they can very easy using t...

Always there to help when they can very easy using the app Reviewed on: 2nd March 2024

Always there too help, good customer service

Always there too help, good customer service Reviewed on: 2nd March 2024

Fantastic service so professional and efficient.

Fantastic service so professional and efficient. App is great, guidance easy to understand Reviewed on: 2nd March 2024

Great service and advise

Great service and advise. App I'd excellent Reviewed on: 2nd March 2024

Good card for bad credit

Not had a problem with anything to do with this product. I'd recommend this card to anyone who is struggling with their credit rating. Reviewed on: 2nd March 2024

Great company.

Great company., fantastic customer service & I would recommend this company to anyone. Reviewed on: 2nd March 2024

Fair company brilliant customer service

Fair company brilliant customer service Reviewed on: 2nd March 2024

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