Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Prompt support, Great service and good value

Prompt support, Great service and good value Reviewed on: 3rd March 2024

Good ideas

Had a zopa card for a few yrs now. Their saving hub is very useful. Good to deal with Reviewed on: 3rd March 2024

Always helpful staff when needed app works great

Always helpful staff when needed app works great Reviewed on: 3rd March 2024

Mr iftimi

Very good and excellent impression Reviewed on: 3rd March 2024

The Zopa team

Had an issue with my card, Zopa team resolved my issue quickly and effectively. Great communication policy’s at Zopa Reviewed on: 3rd March 2024

I chose the credit card for its excellent rates, bes...

I chose the credit card for its excellent rates, best on the market, I would definitely recommend Reviewed on: 3rd March 2024

Easy borrowing account reviewed regularly

Easy borrowing account reviewed regularly Reviewed on: 3rd March 2024

Zopa has really helped me learn to manage my money.

Zopa has really helped me learn to manage my money. The other good thing they have is saving accounts which are fantastic as you can lock your money away Reviewed on: 3rd March 2024

Good range of products

Good range of products and easy access via the app Reviewed on: 2nd March 2024

Easy compliment deal with

Easy to deal with. Never had a problem Reviewed on: 2nd March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit cards
from Virgin Money 3.82 from 813 reviews
Credit card
from M&S Bank - Marks and Spencer 3.69 from 205 reviews
Overpay
from Incredible 4.19 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub