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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very professional 10

Very professional customer services. They've dealt with my concern in a friendly manner. Reviewed on: 3rd March 2024

Easy application process great app

Easy application process great app Reviewed on: 3rd March 2024

Good start and think all will be perfect and doing w...

Good start and think all will be perfect and doing wanderful. Reviewed on: 3rd March 2024

Have had a good experience with them

Have had a good experience with them Reviewed on: 3rd March 2024

Great service

Everything can be done via the app which os great Reviewed on: 3rd March 2024

Great app and easy to use and all correspondence is...

Great app and easy to use and all correspondence is easy to understand Reviewed on: 3rd March 2024

I have zopa account i use also zopa account service...

I have zopa account i use also zopa account service is very excellent Reviewed on: 3rd March 2024

easy to understand

Excellent customer service and easy to understand it's app no trouble with their service Reviewed on: 3rd March 2024

I have a small amount but helpful .

I have a small amount but helpful . Reviewed on: 3rd March 2024

Good card good features.

The card has been easy to use has a good interest rate and I particularly like the ability to set a pending cushion in the app. Reviewed on: 3rd March 2024

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