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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Had no issues at all other than my credit limit drop...

Had no issues at all other than my credit limit dropping £200 for no reason Reviewed on: 4th March 2024

Give it a go

Never had any problems, everything it simple and straight forward to understand Reviewed on: 4th March 2024

Good credit card and good customer service

Good credit card and good customer service Reviewed on: 4th March 2024

I feel in great hands with Zopa.

I feel in great hands with Zopa. Reviewed on: 3rd March 2024

Great company and so helpful when I needed some

Great company and so helpful when I needed some Reviewed on: 3rd March 2024

Nobody does it better

It's the credit card I would recommend it to anyone Reviewed on: 3rd March 2024

Easy to deal with very efficient not bad rates also...

Easy to deal with very efficient not bad rates also very helpful Reviewed on: 3rd March 2024

Low rate and good service.

Low rate and good service. Easy to use. Reviewed on: 3rd March 2024

Highly recommend

Fantastic support great company easy to use website and app Reviewed on: 3rd March 2024

Great service!

I've had my zopa card for nearly 2 years, service has always been great. Staff are knowledgeable and courteous. Reviewed on: 3rd March 2024

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