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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Everything easily explained.

Everything easily explained. Friendly customer service, easy to use app Reviewed on: 4th March 2024

Easy to communicate with zopa, not had any issues wh...

Easy to communicate with zopa, not had any issues whatsoever Reviewed on: 4th March 2024

Excellent Service

Excellent self service and tools Reviewed on: 4th March 2024

My best friend

I feel valued as customer and a person and not just a number or statistic Reviewed on: 4th March 2024

Every process and communication I've had with this c...

Every process and communication I've had with this company had been fantastic. I recommended my mum to then for a fixed term bond, and they've been brilliant. Reviewed on: 4th March 2024

I won't change anything, it can stay as it is

I would recommend Zopa credit cards to all my friends and colleagues Reviewed on: 4th March 2024

Great service ,feel valued.

Great service ,feel valued. Excellent company. Helped me start to save each week which I’ve never been able to do before. Very happy I choose zopa Reviewed on: 4th March 2024

The best

The credit card is good but the savings accounts are the best. Reviewed on: 4th March 2024

Love the app, makes things so easy.

Love the app, makes things so easy. Reviewed on: 4th March 2024

Fantastic company and great to use App

Fantastic company and great to use App Reviewed on: 4th March 2024

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