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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Faultless from start to finish!

Faultless from start to finish! They do all the hard work - the app notifies you about when monthly payments are due as well as provides regular updates of your balance! Reviewed on: 4th March 2024

Best ever

Zopa credit card is one of the best credit card ever. Reviewed on: 4th March 2024

Great customer service experience

Great customer service and excellent service Reviewed on: 4th March 2024

Use them you will have no regrets

Iv had no problems with this company if I need to extend my payment you can so helpful highly recommend Reviewed on: 4th March 2024

Excellent service from start to finish from steve

Excellent service from start to finish Reviewed on: 4th March 2024

Easy and excellent customer service

Easy and excellent customer service Reviewed on: 4th March 2024

Always easy to use App and always up to date...

Always easy to use App and always up to date balance Reviewed on: 4th March 2024

Great service

Simple, easy to use great from start to finish Reviewed on: 4th March 2024

All went smoothly

All went smoothly and easy to do Reviewed on: 4th March 2024

Excellent, smooth and trouble free

Excellent, smooth and trouble free Reviewed on: 4th March 2024

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