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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

It was very easy to apply and not a long wait for an...

It was very easy to apply and not a long wait for an answer Reviewed on: 29th February 2024

Great for credit building only, though the savings a...

Great for credit building only, though the savings accounts have good interest rates with specific goals. Reviewed on: 29th February 2024

I have found Zopa to be a really good credit card

I have found Zopa to be a really good credit card provider so far.. They keep me informed of any changes or updates and let me know when my next payment is due do I don't miss any Reviewed on: 29th February 2024

I am happy with Zopa thank you allot

I am happy with Zopa thank you allot Reviewed on: 29th February 2024

Best at Limit increase

They have increased my limit a few times and the instant account balance update post payment is brilliant Reviewed on: 29th February 2024

Sups Zoopla

Never a problem,always someone there to listen Reviewed on: 29th February 2024

Just set an ISA with excellent rates!

Just set an ISA with excellent rates! Reviewed on: 29th February 2024

Very good little card, easy to navigate, good servic...

Very good little card, easy to navigate, good service excellent all round. Reviewed on: 29th February 2024

Very good service and easy to use and monitor spending

Very good service and easy to use and monitor spending Reviewed on: 29th February 2024

Love Zopa

Got a credit card and savings account…….can’t fault either. great company,very helpful. What’s not to like. Reviewed on: 29th February 2024

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