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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

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Dnsjehdhdbdbdbebdndndbdbdbdndndndndndndnd d d d d d d d d d Reviewed on: 29th February 2024

I have good experience with Zopa my credit limit goe...

I have good experience with Zopa my credit limit goes up every 6 months I would highly recommend a friend Reviewed on: 29th February 2024

Excellent service

Excellent service easy to use app easy to move money about good savings offers Reviewed on: 29th February 2024

Fantastic and useful app

The Zopa app is one of the best examples of how to manage your money with excellent advice and tips - the added extra of telling you how your credit score is doing and how to improve is a massive bonus and all for free! Reviewed on: 29th February 2024

I was really down and out financially and Zopa came...

I was really down and out financially and Zopa came and bailed me out in time. Reviewed on: 29th February 2024

Good card from a company that gives you an opportuni...

Good card from a company that gives you an opportunity when others don't. Downside is not all the insights in the app are accurate Reviewed on: 29th February 2024

I really like Zopa credit card for the ease and spee...

I really like Zopa credit card for the ease and speed with which i can make payments and get my pay updated on my account. Reviewed on: 29th February 2024

Great service and customer service and excellent com...

Great service and customer service and excellent company Reviewed on: 29th February 2024

Had a balance transfer card from them and it helped...

Had a balance transfer card from them and it helped me in improving my credit rating Reviewed on: 29th February 2024

Handy to have good for credit building

Handy to have good for credit building Reviewed on: 29th February 2024

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