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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I have always had positive feedback from Zopa

I have always had positive feedback from Zopa Reviewed on: 20th January 2024

Easy use App.

Easy to use and can track your spending on their app Reviewed on: 19th January 2024

Very good service card taken every shop

Very good service card taken every shop Reviewed on: 19th January 2024

Help and support

I have a credit card and have been very happy with the help and support they have given me. Reviewed on: 19th January 2024

Zopa credit card staffers are awesome.

They have treated me like a good customer and always have their listening ear to my complaints. I will like to have a zopa credit card again and again because of their customer care empathy towards me. Reviewed on: 18th January 2024

Helped me a lot

I have a poor credit rating and Zopa offered me a credit card when I didn’t hope that I could rebuild my credit score. The credit limit is pretty high , I would not expect that. Thank you Reviewed on: 18th January 2024

Well recommended credit card.

Well recommended credit card. Easy to apply and get approved. Reviewed on: 18th January 2024

Raising credit amount

Very helpful for bad credit. Raises credit amount fairly if you keep up your payments. Always helpful in a crisis Reviewed on: 18th January 2024

Really good competitive bank.

I found this company and decided as it’s different to give them a go and I couldn't H be more pleased with the outcome. Since joining I had also opened savings account which are excellent with interest rates which I found unbeatable Reviewed on: 17th January 2024

credit cards

I don't have much experience using credit cards. With Zopa, everything is easy, fast and affordable, and that's why I'm glad to use this credit card Reviewed on: 17th January 2024

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